Home Coverage

We value peace of mind...

Home - It’s the place for raising a family… neighbourhood gatherings... and backyard barbecues. It’s your home, and, as the saying goes, there’s no other place quite like it.

That’s why choosing the proper insurance program is such an important decision.  It’s about more than just price. It’s about choosing a company that’s going to be there when you need it most.

West Elgin Mutual is naturally equipped to understand the unique insurance needs for you, your property, and your community.

That’s because we’re part of your community and have been for generations. Because like you, when it comes to protecting our homes, we prefer to deal with a neighbour, not a stranger.

With West Elgin Mutual, you can be assured you’re receiving complete and personalized protection for your residence and property.

  • Insurance on your house plus separate coverage for detached garages and sheds
  • Home contents and personal property coverage
  • Specialty coverage for jewelry, fine art and other collectibles
  • Coverage while you’re away, and for students’ contents and property of family members living in your home
  • Special features, such as protection against fraud, and coverage for freezer contents in case of breakdown
  • Public liability in the event of losses as a result of injury

We value our history…

West Elgin Mutual has roots that go back over 130 years. Today, we’re 1 of 44 members of Ontario Mutual Insurance Association, strong in the communities where they began more than a century-and-a-half ago.

Our rural experience enables us to develop innovative loss prevention programs to help protect your home and property. Our on-site inspections, safety awareness initiatives, community sponsorships and partnerships with the Ontario Provincial Police and Crime Stoppers all work to make your home all that it should be. A safer place for friends and family.

It’s what you’d expect from a friend, a neighbour and an organization that’s part of the fabric of your community.

We take care of the details. You take care of the living.

In the event of an accident, claim or loss, we’ll respond with swift and detailed claims service. You’re more than a number. We treat you like a neighbour, someone you know and trust.

With West Elgin Mutual’s strength and service behind you, you can get on with what’s important – living!