Farm Insurance

    The farm is the heart beat of the rural community. Whether it’s been in the family for generations, an owned business or part of a larger operation, it’s a place many still call home. For many people in rural communities, it’s both home and business.

    WE Mutual has been part of the farming community for more than 140 years. In fact, many early pioneers of Ontario’s rural communities were the very same people involved in forming local mutual companies. With our grassroots knowledge of local farming, it’s not surprising that WE Mutual has remained the leading source of farm insurance protection in this area – generation after generation.

    We’ve watched the agricultural landscape change over the years. We know that choosing an insurance program is an important part of the success of any farming operation. Between accidents, mechanical breakdown, and Mother Nature, managing your risk with appropriate coverage is absolutely crucial.

    You need someone who thoroughly understands agri-business both on an operational level, and on a personal level. Our Farm Insurance Program provides you with many coverage options, which include*:
    • Farm dwellings (including personal property, living expenses and personal effects)
    • Outbuildings  
    • Livestock and produce
    • Machinery and equipment
    • Limited pollution liability
    • Livestock mortality (cattle and horses)
    • Harvested crops, seed, commercial feeds, herbicides, pesticides and fertilizers
    • Potential loss of income following an insured property loss
    • Personal liability
    • Liability coverage for your farm operation
    *Highlights only. Actual policy wordings govern. Coverage availability subject to underwriting eligibility and guidelines. 

    WE Mutual not only provides progressive, affordable coverage for your entire operation, we’re there when you need us with expert and compassionate service – such as at the time of a loss or claim.

    Find an Agent to talk about how we can give you peace of mind about your farm.

    Find an Agent