Business Coverage

We value success…

There are thousands of business success stories all across Ontario. From small family owned retail outlets to larger operations in every sector of the economy. West Elgin Mutual knows what it’s like to run a business in our community.

In small communities, a business is more than a sign or a storefront. It’s a familiar face behind the desk. A friend or neighbour at the counter. Or someone you just met at church.

When you insure with West Elgin Mutual, you’re placing your trust in a neighbour – a company with both business and family roots in the community. Just like you.

Great ways to insure with West Elgin Mutual.

Our business insurance program covers a wide range of businesses – from retail and offices to apartment owners, churches, hobby farms and contractors. We protect not only the physical assets of your business; we can also provide protection against income loss. Here’s just a quick look at our extensive business protection plans:

  • Shop building and office contents 
  • Protection against loss of materials, tools and equipment plus legal liability for your premises, shop or job site
  • Equipment coverage, including optional theft coverage
  • Stock coverage
  • Crime coverage, including contents and cash
  • Public legal liability for retail store premises, including products coverage and tenants legal liability
  • Business interruption coverage

Work with someone you trust – the Ontario Mutuals.

West Elgin Mutual has roots that go back over 130 years. Today, we’re 1 of 44 members strong in the communities where we began more than a century-and-a-half ago.

West Elgin Mutual not only provide progressive, affordable coverage for your business, apartment building or church, we’re there when you need us with expert and compassionate service – such as at the time of a loss or claim.

What’s more, we’re also your partner, with an extensive loss prevention service that includes on site inspections, plus fire extinguisher and theft reduction programs.

It’s what you’d expect from a friend, a neighbour and an organization that’s part of the fabric of your community.

It’s good to know your neighbours.

West Elgin Mutual provides innovative, personalized products for residential properties, automobiles, contractors and businesses, and farm operations.  Although we’re independent companies, together we form one of the most financially secure insurance networks anywhere in the world.

That’s a comforting fact in times like these.

Ontario Mutuals collaborate to develop insurance solutions that suit rural living in Ontario. You can rest assured that we’ll be here with the products and claims services you need. So whether it’s the family farm or part of a larger operation, we deliver all you need to keep your business running safe.

It’s insurance for living today.

Our service is there when you need it – all the time.

As business owners ourselves, we know how hard you work to make sure your company or church organization is safe and secure. That’s why, in the event of an accident or claim, we’re there with swift, detailed claims service that treats you like a neighbour. Not a number.

With the strength and service of West Elgin Mutual behind you, you can get on with what’s important – living!